Training program document

Generated live from the current roster and content. Version v5 · 3 Jul 2026

AML/CTF compliance program

Ongoing training & awareness program

Reporting entityMaple Remit Inc.

MSB registrationM23847591

JurisdictionCanada (PCMLTFA)

Inherent risk ratingHigh

Staff in scope30

Renewal frequencyEvery 12 months

1 · Purpose & scope

This program documents the ongoing AML/CTF training delivered to all employees, agents and senior management of Maple Remit Inc., a registered money services business, in accordance with the PCMLTFA and FINTRAC guidance. Training is role-tailored, delivered on enrolment and renewed at least every 12 months, with completion evidenced by verifiable certificates bound to the exact course version taken.

2 · Who is trained, on what, how often

RoleAssigned coursesPeopleCurrent

Frontline agentAML/CTF fundamentals (Canada), Recognizing suspicious transactions, Client identification & records1611/16

ComplianceAML/CTF fundamentals (Canada), STR & LCTR reporting, Enterprise risk assessment44/4

OperationsAML/CTF fundamentals (Canada), Records & retention44/4

IT & securityAML/CTF fundamentals (Canada), Safeguarding & data security33/3

Senior managementAML oversight for senior management33/3

3 · Risk alignment

Content depth is mapped to the entity's high inherent risk rating (international remittance, cash-intensive agents). Frontline and compliance roles receive enhanced modules on suspicious-transaction recognition, client identification and STR/LCTR reporting; senior management completes an oversight module and attests to the program annually.

Approved by Renée Duval, MLRO · 3 Jul 2026

doc-v5 · sha256:9f2a…c41d